Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

Monday, June 24, 2013

DIY: How to Make a Backyard Firepit Out of a Salvaged Dryer Drum

My husband and I are fire fans. Fans of fire. Bonfires in particular.

We live on a military base and have a very small fenced in back yard, but we didn't want to have to experience summer here without being able to enjoy evenings outside by a blazing fire. We had been looking for months hoping to find a nice looking, good quality and reasonably priced fire pit, but it seems that all the remotely nice ones were $80 at least, some even up to $200. That just seemed outrageous for me. I had been weekly checking craigslist hoping on would pop up, but while I was waiting I was seeking out alternatives. At first we thought we might cut down a large metal barrel and just use that, but then I stumbled upon a most genius idea (thank you, pinterest): FIRE PITS MADE OUT OF WASHER/DRYER DRUMS!

 
The moment I saw that people were converting the insides of washing machines into bonfire receptacles I knew we had to make one. I was very surprised when I was able to find a drum on Craigslists just a few days later. The man selling it had it listed as a Washer drum, but upon further inspection we have decided it in an industrial/laundry mat sized drum from a dryer. I am not sure how he came upon it, but that is no matter. It had already been removed from the actual dryer and for $25 it was ours! (If you wanted to create something similar I recommend looking for old washers/dryers out to the side of the road, or finding a cheap salvage place. I've heard that the drums are easy enough to remove, but hopefully you get lucky like us and someone does that step for you.).

drum, upside down, before we did anything to it
 
It was a bit of a process start to finish, but we love the way it came out. The way we went about creating it might not be possible to everyone, as we have access to a lot of equipment and tools, due to my husbands job maintaining structures for the Air Force. However, with a little craftiness and know-how, you could easily create something similar on your own. 
 
In summary we-actually he, while I took pictures- took off the...spike...on the back (some part which connected it to the dryer; it was just screwed in) and removed all plastic parts from the inside.

Next, he drilled some extra holes in the bottom and top, just to allow water to drain (all the holes in the sides are part of the drum design and they make for really great air flow!). Then it got trickier: my husband welded three legs with feet on the bottom, punched holes in them, sand blasted them and screwed them onto existing holes in the drum.
You could definitely do without the legs, but we thought it gave it more of a finished look. Another option would have been to leave the spike on the bottom part on and drive it into the ground for stability. But, if you have welding skills, put them to use!


After he had done all the tricky bits at his shop, we brought it home and I painted it with 3 coats of black Rust-Oleum high heat spray paint. That was about $7 at Lowes; it is made for grills and can withstand heat up to 1,200 degrees F. NOTE: ONLY PAINT THE OUTSIDE PARTS ON IN CONTACT WITH THE FIRE! Paint really made it look finished and it so far holds up very well to the high temperatures.

We love how it turned out! We've had several fires and are looking forward to many more with this lil' beauty. We had a lot of fun working on it. Start to finished it took us between 3 and 4 hours, and cost us $32! Function and frugal, not to mention a pretty good conversation starter. We couldn't be happier!

Wednesday, June 5, 2013

How to Save Money on a Hawaiian Vacation (or any vacation):

My husband and I just recently returned from a 8 day trip to Oahu, Hawai'i. It was our combination honeymoon/anniversary trip. We were so blessed to be able to spend our first anniversary in such a beautiful place!
As you may know, going to Hawaii can be very pricey. There are a lot of variables on the cost of a trip, such as where you are flying from, and the type of place you choose to stay, etc, but overall it can be a rather high cost place to visit as far as the USA goes, because it is an island. Food, especially, can be very costly there as it is mainly imported. Regular grocery items can cost up to twice as much.

I'm not one to normally discuss numbers and finances, but I think this may be beneficial to some, so I am posting it. With some careful planning and budget we were able to enjoy 8 days in Honolulu for $2,000.  Not per person. Yes, total. Two people, 8 days, hotel, food, rental car, activities (including beaches, hikes, jet skis, a catamaran cruise, snorkeling, a luau, and significant historic sites)= two thousand.

I have done a little research and there is not exact number as far as what a trip/honeymoon to Hawaii can cost you, but after reading several articles and travel magazines I have come to the conclusion that the average for a week is about $1,500 per person. So I think we did pretty alright.

Please do keep in mind we are a military couple, so we did get some great deals related to that. We stayed at a military resort (the Hale Koa, right on Waikiki, if anyone is interested), which was lovely and much lower priced than your average Hawaiian resort. We had a nice balcony room (which we, by favor, got as an upgrade) which we were charged about $90 a night(ground floor price). We also got a deal on the rental car, and were able to save about $200 off the extra fees they would normally charge (due to age and whatnot) because my husband is in the Air Force. But a lot of the money we saved was purely being frugal.

 Initially we had planed on taking a military "hop," but we decided that was a little to risky for us. Planes only went from our base to Hickam once or maybe twice a month and our budget couldn't afford us getting stuck there. As plan B, we got a great deal on plane tickets. We live on the West Coast and were able to fly, without lay overs, straight there. Tickets to Hawaii based on where you are flying from can be anywhere from $300 to $1,500 per person round trip. We flew Alaska Airlines and ours were very closest to the lowest possible price on that scale.  Another huge factor in ticket cost is the season: Hawaii is considered to have its peak season of tourism from November to March. Since we went in the end May, that also saved us a bunch.

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I am not going to give any more exact break downs of what we spent.  On to the frugality tips...

*LUNCHES/PICNICS:
The first day we arrived we hit up a grocery store to stock up on lunch items. Family who had been before had already warned us about the high food prices so we had packed some snack items in our luggage from home and then purchased rolls, cheese, lunch meat and the like from the grocery store (commissary @ Pearl Harbor for you military folk) and kept it in our hotel room fridge. We spent about $30 on lunch goods for the week. Since we planned to spend most mornings on the beach we figured packing our own lunches would save us a bunch rather than having to find a place to eat out or have a meal at the resort. If you figure that sandwiches or your average lunch foods would be about $20 total bill for the both of us for 8 days, that simple move right there saved us about $130. We did eat lunches out a couple times, but overall that plan worked great.

*ACTIVITIES:
While food on Hawaii is high price, activities are fairly cheap if you choose carefully. What is NOT cheap is doing the 800 different tours the resort will try to offer you. We went to some great places: We snorkeled in Hanauma Bay Nature Preserve, we hiked Diamond Head Crater, we went to Pearl Harbor and ferried out to the USS Arizona Memorial, we hiked to Manoa Falls, amongst other things. We also enjoyed many different beaches, all of which were free (except for the occasional parking fee). The resort offered all manner of tour packages for luaus, sightseeing, and museums. Heck, they had shopping center tours! But honestly, with the rental car (or with Hawaii's huge bus system) you can easily enjoy the island without paying for someone else to bring you places. Most the places we went parking was about a dollar and admission was $5-$8 per person.

Maybe in some situations would be nice, but we had a great time without them. HERE is a list of some tour options: PRICEY! As a comparison, you can do a "Pearl Harbor Experience" for $119.00. We went to Pearl Harbor. The Arizona Memorial is free to all, you just have to wait for it to be your turn for the ferry. There are other museums, battleships and monuments you can see for a charge, but we enjoyed several hours there just walking around looking at memorials and going through their Valor in the Pacific centers (mini museums). You can also purchase an MP3 tour for about $20. We also visited some other places which the tour covers, like downtown Honolulu, Iolani Palace, the Kamehameha statue and Punchbowl cemetery, all for free. Plus, you have so much more freedom to enjoy things at your own pace when you don't have to worry about keeping up with a group. This is just one example of many. Do your research in advance, use resources like Pinterest, Yelp, or Trip Advisor and figure out where you want to go and what you want to see and then just go do it for yourself! With a rental car and GPS the possibilities are quite endless! Adventures are fun!

Also on the topic of activities: CHECK GROUPON! This applies to Hawaii or any place you intend to visit. You can get deals on local restaurants, shops and activities! I browsed through the Honolulu offers several times before we left and there were many great offers for things like surf lessons, massages, fancy restaurants, and all sorts of water sport rentals. We personally purchased a lovely catamaran sunset cruise for half off its normal price. It ended up being one of our favorite things we did there!

We did "splurge" and do a luau at the Hale Koa as we felt it was worth it. There are many Luaus to choose from and they can be pricey, but it just seems necessary for the Hawaiian experience. We also splurged a bit and rented a jet ski. Decide what you want to do, save where you can and then spend where you want to!

*SHOPPING:
We aren't shoppers. We do not so much like to browse and wander stores. We do not like to purchase many things. So we save money by not shopping. Honolulu had MASS amounts of malls and shopping centers but we avoided them for the most part. We did get some souvenirs, home items, clothing items and COFFEE but over all this isn't a big chunk of where our money goes on vacations.


*DINNING:
Obviously, the best way to save on dinning is to not dine at super fancy places. On past trips elsewhere we have also gone to the other extreme and dined at places like taco bell too many times and while we saved money, we felt ill. Find a happy medium. Maybe plan for a nice romantic dinner or two, and then for the rest of the trip see what else you can find. We love local food and little less-frequented-by-tourists establishments. Farmers markets or food trucks and sometimes have great deals on local cuisine. The fresh fruit is the best! We also stopped at a flea market and got several different local handmade breads which served as snacks and breakfasts a couple days. Other Tips: Order water. Sometimes we get an appetizer (its always calamari) and split a meal. Sometimes we have salads and a dessert. Or two meals and split dessert. And then there is alcohol: we aren't what you call drinkers, but Hawaii is not really Hawaii without a few fruity rum beverages. Those $8 drinks can add up real quick and take a huge chunk out of a budget, so...just consider that.
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Just as is with any vacation, with a little careful planning and budgeting you can have a great time for a relatively reasonable amount of money. Does anyone have any other tips I missed? I can't wait to post more photos and stories about our lovely trip to the gorgeous island of Oahu!

Wednesday, May 1, 2013

Thrifty Thinkin': On Eating, Food Budgets and Couponing, Etc...

When I moved out here in December, finally able to live with my husband and do exciting dreadful things like grocery shopping I had utterly no idea how much food two people would need in a week, or a month, or a day for that matter, or what a food budget for 2 people trying to eat reasonably healthy should look like. And I loathed grocery shopping, which didn't help much.

I grew up in a frugal family. But I knew not-too-much about grocery shopping. I am good at money saving, but rarely did my homeschooled past teach me about buying grocery staples for two. When there are 10 people in your family it is not common practice to shop in a grocery store, you see. My mom shopped in bulk 98% of the time- Sam's Club, B.Js, etc and belonged to Natural Food Co-ops where food came by the crate. I don't know what my family's food budget was, but come checkout time it was usually $200-$300 + for a single trip.

This left newlywed me slightly confused: what does like...1 item, such as a jar of salsa cost...instead of like 15 of them. How much milk do two people need; probably not like 5 gallons a week. Only my husband eats meat; how much meat does he eat? And on and on...also, I had no idea how to cook for only two people, but that's another story.

Disclaimer: I am still newly married, only 22, and truly probably have no idea about anything. But I'm learning and this post is simply a reflection of those recent learnings.

I live on an Air Force base and I do all my shopping at the commissary here (with an occasional natural food store or farmer's market trip). It is close, convenient, tax free (sale tax in WA is over 9%). Every month my husband and I are allotted ~$348.00 as our allowance for food (aka: "BAS"- we love a good acronym for everything...). Initially, I had no idea if that was enough for two people. Was I supposed to spend all of it? Half of it? Was it only half of what I needed for us?

The first couple shopping trips I was baffled. The first couple months I was way over our BAS. But every month since December I have whittled down our food budget (in our defense, the first month or two we had NOTHING and had to buy all the basic staples. Items like ketchup, all the spices known to man, baking powder and salt. Now we are well stocked).

I have now discovered that our $348 a month toward food is MORE than enough and we are able to put a large chunk of that into savings each month. I aim to keep a well stocked pantry and freezer, and always make sure we have enough fresh foods for a week or so. The pantry and fridge are kept clean and organized so we (I) know what we have.

We don't have a specifically set food budget other than I'll be in trouble if I go over $348, but I try to keep each shopping trip (3 per month) at $80 or less. Meaning, at most $240 a month, which is a savings of about $100 out of our allotted amount. I try and keep the month spending between $200 and $240. That works for us and a newlywed couple (with one furbaby). Obviously this is a slightly different number than what it would be if I was not shopping tax free (and commisary prices are a tad cheaper as well), but hopefully this gives you an idea.

Here is what I have learned in the last couple months of being the chief grocery shopper and cook:'

1. Make a list. Better yet, make the list and bring it with you. And use it. Cross items off as you go. And don't buy extra stuff unless it is extremely justifiable (if I see they are having a sale on a nonperishable/something we eat regularly, I will stock up. Things like that.) I use a pen and paper, but there are also Apps which you can download for grocery lists. Trying to shop without a list is just asking for troubles. You will forget things. You will buy other things you don't need. And then you will have to make another trip to get the stuff you forget, and subsequently buy more things you don't need. Which leads to...

2.The more trips you make, the more you will spend. Simple Concept. I am amazed by some people who can do one grand shopping trip for the entire month. You can save a lot that way, but it also requires a lot of freezer space, which I do not have. I have managed to knock my trips down to 3 times a month, rather than weekly though. I try and plan what I need for meals in advance and shop for a week and halfs worth of food. I am able to freeze some fresh produce and I freeze all of our breads, bagels, etc, as well as our meats so everything keeps as long as possible.

3. Don't bring my husband. Generally he and I are happy to do any boring/tortuous activity together. However, grocery shopping it better alone. He is a bit of a whiner. He is also one to add things to my cart not on my list. Plus, if he is there I am distracted and I forget things. I love him whole-heartedly but it is better to just leave him out of this one.

4. The more junk food I manage to purchase, the more we will eat. This is more of a health tip than a shopping/frugality tip. I have simply noticed if that we have 4 bags of reese's in the pantry they will be eaten up very quickly. If they aren't in the house, we cannot eat them in ridiculous amounts. Simple.

5. Try and shop the outer aisles the most, and the inner ones sparingly. Most of my shopping trips consists of fresh produce, or things like eggs, milk and meat. I try and limit our processed foods in takes pretty seriously. Yes, those items are cheap and on sale, but it isn't worth it for what it can do to my health. I don't buy any freezer meals, premade-anything or ready-made mixes. Convenience costs, always. It may take a bit of time and effort, but making foods from scratch can save a ton! I am not one to try and stick to a diet or certain way of eating, but we try and eat as much fresh, whole, unprocessed, clean, good-for-us food as possible. I always try to make sure that the items in the cart are in majority healthy. Fresh veggies are actually cheaper than microwave meals!!

6. Don't shop on a military pay day: the commissary is a nightmare. This is just a military side tip. I've also learned I much prefer shopping on a weekday afternoon (usually Tuesdays) than I do a weekend or evening. It's a lot calmer; I already hate shopping without having to play bumper-carts with other shoppers. This works with my currently unemployed schedule and it means I get to spend more time on the weekend with my husband. Matter of preference.

7. Buy in bulk, but only when it makes sense. As I mentioned, I know all about shopping in bulk. I can compare unit prices like a boss (a price comparing boss...). However, there are only two of us. Shopping in bulk only make sense if you can eat the item in the amount of time that it is still fresh/ you won't be sick of it from having to eat it daily. I buy all my baking items, flour etc, in the largest quantity available at your average grocery store. I buy large quantities once a month of chicken and beef and carefully freeze it. When buying items like, tomato sauce, I buy the largest jar and keep it in the fridge after opening. Today I bought a 10 pound bag of potatoes (we love 'em!) for 99 cents. If we can eat it before it goes bad then yes, we buy it in bulk. I never want to be throwing out rotten or expired food because I bought too much of it; that isn't savings at all!

8. USE COUPONS! Yes, I am a couponer. Not like *those ones on TV*. Just...a practical one. Couponing for healthy foods is a little tricky. Generally if a company is big enough to offer manufacturer's coupons then they are probably not the best for you. A lot of the stuff is processed and has an eternal shelf-life. However, when possible, I use coupons.

I love Coupons.com. You select coupons you'd like and print them at home. I also use (exclusive to military) the Commisary Rewards program, which allows me to select and load coupons to my Commissary Rewards card to be scanned at checkout. I don't get a newspaper, but my kind mother sends me nice notecards full of clipped coupons from home that she thinks I might like. It's fabulous.

I am not getting food for free and I don't have any sort of "stock pile" going, like the TV couponers, but I do save money every trip. Usually only like $5 (off products like Coconut Milk, shredded cheese and bacon), which may seem small, but it adds up. Since beginning my shopping adventures in December I have saved, to date $81.00 in coupons. For us, that is equivalent to 1 weeks worth of food paid for in coupons. And that makes me happy. I have a goal to save at least $200 in coupons by this years end. Again, it is not a lot, but it counts.
I bought a shopping list with file-folder type pockets at Target and I use that for all my list making and couponing needs. In the back I keep a tally of what I spend per month and what I've saved in coupons. It works for me!
Hopefully this post winds up helpful to someone. I've learned a lot, but I am still going to keep learning and trying to better perfect our food spending each month!

*end note: I grocery shop with a debit card. Yes, paying cash is a great technique to keep to a budget, but I am pretty good as calculating costs in my head and making sure I stick to my desired amount. We never, ever shop with a credit card as we are determined to live debt free! We do have a couple, but rarely are they used and they are always paid off by the month's end.

*end note 2: I am not really sure how this effects our budget, but I only buy meat for 1 person-my husband- as I am a vegetarian. I do buy some Morning Star and Boca-type products but I try and get my protein elsewhere. I would *imagine* this keeps our costs down as well.

*end note 3: we rarely, rarely eat out, save for the occasional Friday date night. At most, I'd say twice a month. I enjoy cooking homemade, and JoJo likes eating it. This saves us a lot. We do go out, we are able to use what we are saving on our food budget for a nice dinner.

*the end for real.

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